
	Finding the right home at the right price is just one part of a real estate transaction. Lois Jost - Sea Horse Properties, Inc. is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 904-572-4788 if your needs include a real estate pro experienced in the business side of buying and selling.

Anticipated closing costs

There are certain standard fees associated with closing the sale of a house. These expenses are commonly split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through your process.

Closing costs that are loan-related (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually paid (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you are informed of exactly where your money is going.

Buyers: If you're buying real estate in Nassau County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not shocked when you arrive at the closing table. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates that are uncertain.